3. Safeguard your future with individual fertility insurance
This is where planning ahead pays off – literally. Fertility treatment is one of the most expensive areas of healthcare, and most traditional insurance doesn’t cover it.
Discover how FLORA Fertility‘s first-of-its-kind, individually owned insurance could reshape your future planning in our quick Q&A below.
Q: What is fertility insurance for individuals?
A: Individual fertility insurance is private coverage you buy yourself, designed to cover treatments like fertility diagnostics, IVF, and medications if you need them in the future.
Unlike traditional group health plans, it’s purchased personally, based on your own health and reproductive profile – and FLORA Fertility is the first to offer this kind of accessible insurance.
Q: How is it different from traditional health insurance?
A: Typical health plans often exclude fertility care altogether. Even in states with mandates, coverage may be tied to employer benefits, limited by age, or cut off if you switch jobs.
FLORA Fertility offers portable and flexible personal coverage you can control, starting as low as $15/month, with average premiums around $40/month for women in their 20s and up to age 34. And once you buy a policy, you have coverage up to age 45!
It also combines coverage with women’s health benefits and perks, so you get community and value from day one.
Q: Why start sooner?
A: Locking in coverage early means lower premiums and protection before age or medical history limits eligibility.
And if you ever need fertility treatment, FLORA Fertility reimburses eligible expenses – up to $50,000.
If you don’t need treatment? You’ve had peace of mind for years knowing you were covered, turning an unpredictable, potentially overwhelming cost into a predictable, manageable one!
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